:root{--navy:#10283c;--blue:#0b6796;--cyan:#31a8d3;--cream:#f4f1eb;--ink:#172530;--muted:#5c6a73;--white:#fff;--radius:10px;--shadow:0 18px 50px rgba(16,40,60,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--blue)}img{max-width:100%}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:100}.topbar{background:var(--navy);color:#dce8ef;font-size:.9rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:20px}.site-header{height:86px;display:flex;align-items:center;background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.06)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{text-decoration:none;color:var(--navy);font-weight:800;line-height:1.05;font-size:1.25rem;display:flex;align-items:center;gap:12px}.brand-mark{width:45px;height:45px;background:var(--blue);display:grid;place-items:center;color:#fff;clip-path:polygon(50% 0,100% 32%,100% 100%,0 100%,0 32%)}.brand small{display:block;color:var(--blue);font-weight:700;font-size:.65rem;letter-spacing:.13em;margin-top:5px}.nav-links{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}.nav-links a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.92rem}.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--blue)}.menu-toggle{display:none;background:none;border:1px solid #ccd5da;padding:9px;border-radius:6px}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;text-decoration:none;font-weight:800;padding:13px 21px;border-radius:5px;border:2px solid var(--blue);line-height:1.2}.btn:hover{background:#075276;border-color:#075276}.btn-light{background:#fff;color:var(--navy);border-color:#fff}.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}.hero{background:linear-gradient(105deg,rgba(16,40,60,.98) 0 55%,rgba(16,40,60,.8)),linear-gradient(135deg,#184c65,#0b6796);color:#fff;padding:90px 0 84px;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;right:-8%;bottom:-120px;width:48%;height:360px;border:45px solid rgba(49,168,211,.2);transform:skew(-17deg)}.eyebrow{text-transform:uppercase;font-size:.8rem;letter-spacing:.18em;font-weight:800;color:var(--cyan)}h1{font-size:clamp(2.5rem,5vw,4.6rem);line-height:1.04;letter-spacing:-.035em;margin:.25em 0}.hero p{font-size:1.18rem;max-width:700px;color:#e1ebf0}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.trust-strip{background:var(--cream);padding:20px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);text-align:center;gap:20px;font-weight:800;color:var(--navy)}section{padding:76px 0}.section-head{max-width:720px;margin-bottom:36px}.section-head h2,h2{font-size:clamp(2rem,3.4vw,3rem);line-height:1.12;letter-spacing:-.025em;margin:.2em 0}.section-head p{color:var(--muted);font-size:1.08rem}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{padding:30px;border:1px solid #dce3e7;border-radius:var(--radius);background:#fff}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card h3{font-size:1.3rem;color:var(--navy);margin:.5em 0}.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#e6f4fa;color:var(--blue);font-weight:900;font-size:1.3rem}.card-link{font-weight:800;text-decoration:none}.alt{background:#f6f8f9}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.feature-panel{background:var(--navy);padding:42px;color:#fff;border-radius:var(--radius);box-shadow:var(--shadow)}.ticks{list-style:none;padding:0}.ticks li{padding:9px 0 9px 32px;position:relative}.ticks li:before{content:'✓';position:absolute;left:0;color:var(--cyan);font-weight:bold}.area-box{background:linear-gradient(130deg,var(--blue),var(--navy));color:#fff;border-radius:var(--radius);padding:45px}.area-list{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none}.area-list li{background:rgba(255,255,255,.12);padding:7px 12px;border-radius:4px}.faq{max-width:860px}.faq details{border-bottom:1px solid #d7dfe3;padding:18px 0}.faq summary{font-weight:800;font-size:1.07rem;cursor:pointer;color:var(--navy)}.cta{background:var(--cyan);color:var(--navy);padding:55px 0}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0}.page-hero{background:var(--navy);color:#fff;padding:64px 0}.page-hero h1{font-size:clamp(2.4rem,4vw,3.8rem);max-width:800px}.breadcrumbs{font-size:.85rem;color:#b9d0dc}.breadcrumbs a{color:#fff}.content{max-width:780px}.content h2{margin-top:1.5em}.content h3{color:var(--navy);font-size:1.35rem}.sidebar-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(270px,1fr);gap:60px;align-items:start}.sticky{position:sticky;top:110px}.form{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}label{font-weight:800;color:var(--navy)}input,select,textarea{font:inherit;padding:12px;border:1px solid #aebbc3;border-radius:5px;width:100%}input:focus,select:focus,textarea:focus{outline:3px solid rgba(49,168,211,.25);border-color:var(--blue)}textarea{min-height:140px}.privacy{font-size:.9rem;color:var(--muted)}footer{background:#0b1d2a;color:#cbd8df;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.footer-grid h3{color:#fff}.footer-grid a{color:#d9e8ef}.footer-links{list-style:none;padding:0}.footer-links li{margin:8px 0}.legal{border-top:1px solid #294150;margin-top:35px;padding-top:20px;font-size:.85rem}.notice{background:#fff4d5;border-left:4px solid #d99a00;padding:14px 18px;margin:18px 0;color:#523d00}@media(max-width:900px){.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:86px;left:0;right:0;background:#fff;padding:25px 20px;box-shadow:0 10px 20px rgba(0,0,0,.1);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.header-cta{display:none}.grid{grid-template-columns:repeat(2,1fr)}.split,.sidebar-layout{grid-template-columns:1fr;gap:35px}.sticky{position:static}}@media(max-width:600px){.container{width:min(100% - 28px,1160px)}.topbar .container{justify-content:center}.topbar span:last-child{display:none}.site-header{height:72px}.nav-links{top:72px}.hero{padding:64px 0}.hero h1{font-size:2.65rem}.actions .btn{width:100%}.trust-grid,.grid,.footer-grid{grid-template-columns:1fr}.trust-grid{text-align:left;gap:8px}.cta-inner{align-items:flex-start;flex-direction:column}.form{grid-template-columns:1fr}.field.full{grid-column:auto}section{padding:56px 0}.brand{font-size:1.05rem}.brand-mark{width:40px;height:40px}}